Flexible Payments Powered by Wisetack
Making comfort upgrades shouldn’t empty your savings or stall your business plans. Shook HVAC partners with Wisetack to offer flexible, affordable monthly payments on projects from $500 to $25,000. Check your options in under a minute—without impacting your credit score—and choose the plan that keeps your budget on track.
Why Finance Through Wisetack?
- Preserve Cash Flow – Keep emergency funds intact while still upgrading comfort and efficiency.
- Terms from 3 to 60 Months – Pick short 0 % plans or longer fixed‑rate options that fit your budget.
- APR as Low as 0 % – Eligible customers enjoy interest‑free promos; other fixed rates range up to 29.9 % based on credit.
- No Hidden Fees – No pre‑payment penalties, origination fees, or compounding interest—ever.
- Fast, Soft Credit Check – See offers in seconds; applying won’t affect your credit until you accept a loan.
How It Works
- Free Estimate – We scope the project and give you a firm equipment proposal.
- 60‑Second Application – Complete a secure online form; receive loan offers instantly.
- Choose Your Plan – Select the term that fits your budget and sign electronically.
- Project Scheduled – Installation begins, and your first payment isn’t due until 30 days after completion.
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Popular Wisetack Plans
| Plan | Term | APR* | Ideal For |
|---|---|---|---|
| Promo 0 % | 3‑24 months | 0 % | Pay off fast with no interest |
| Standard | 36‑60 months | 9.9 % – 29.9 % | Spread costs over predictable payments |
*All loans are subject to credit approval. Payment options through Wisetack are provided by one or more lending partners. Example: a $1,200 purchase could cost $400/month for 3 months at 0 % APR or $104.89/month for 12 months at 8.9 % APR. Visit wisetack.com/faqs for details.
FAQs About Wisetack Financing
Will applying hurt my credit score?
Pre‑qualification uses a soft pull, so your score is unaffected until you choose a loan.
Can I bundle accessories like air purifiers?
Yes—thermostats, IAQ products, and duct upgrades can be included in the same loan.
Do you offer commercial leasing?
We provide operating or capital leases for rooftop units and VRF systems; ask your Comfort Consultant for details.
